Most businesses have tried switching their credit card processor for lower fees only to find that within six months they're back playing at the same level they were with the previous carrier. We analyze the business' merchant services account and work with their current credit card processing provider to lower the processing fees. To ensure the business' fees do not rise we carefully monitor their account every month for three years and constantly recover any overcharges. This program has nearly a 100% success rate in identifying savings, and on average, businesses save over 15%. Again, if there is no refund or savings, there is no fee.